Netherlands — crypto regulation

Status: legal · Last reviewed 2026-11-05

MiCA member state (AFM as NCA). Strictest MiCA transition in EU — only 6-month grace period (ended Jun 2025). AFM issued first MiCA licences to MoonPay, BitStaete, ZBD, and Hidden Road (Jan 2025). Bitvavo (largest EUR spot exchange) licensed Jun 2025. DNB has fined Binance, Coinbase, Crypto.com, and OKX for operating without registration.

Legislation

• Wet implementatie EU-richtlijn gegevensuitwisseling cryptoactiva — DAC8 Implementation Act (Stb. 2026, 79) (2026)
• Wet werkelijk rendement box 3 — tax on actual returns, including unrealised gains (2026)
• Uitvoeringswet verordening cryptoactiva — MiCA Implementation Act (2024)
• Wwft — Anti-Money Laundering and Terrorist Financing Prevention Act (Crypto Provisions) (2020)
• DNB Crypto Service Provider Registration Regime (2020)