Ghana — crypto regulation

Status: partial · Last reviewed 2026-11-05

Landmark Virtual Asset Service Providers Act (Act 1154) signed Dec 2025, legalizing crypto trading. SEC Ghana and Bank of Ghana share oversight. SEC launched regulatory sandbox with 11 firms in Mar 2026. e-Cedi CBDC in pilot phase; estimated $3B annual informal crypto market.

Legislation

• Bank of Ghana Supervisory Directive — Unauthorised Fiat Wallets on Crypto Platforms (2026)
• Virtual Asset Service Providers Act, 2025 (Act 1154) (2025)
• Bank of Ghana Draft Guidelines on Digital Assets (2024)
• e-Cedi CBDC Design Paper — Bank of Ghana (2022)